By partnering with a select group of industry providers, we tap into the cooperative spirit—and benefits—that make our movement so strong. Each of the following strategic partners combines quality offerings with a deep knowledge of the credit union industry, enabling you to serve your members and achieve your mission.
5910 Mineral Point Rd., Madison, WI 52705
(608) 238-5851 or (800) 356-2644
CUNA Mutual Group's insurance, retirement and investment products provide financial security and protection to credit unions and their members worldwide. With more than 75 years of true market commitment, CUNA Mutual Group's vision is unwavering: To be a trusted business partner who delivers service excellence through customer-focused products and market-driven insight.
CUNA Mutual Group includes, but is not limited to:
- CUNA Mutual Insurance Society—provides accident, health and life insurance
- Permanent affiliate CUNA Mutual Life Insurance Company - provides life and long-term care insurance and annuities
- CUNA Brokerage Services, Inc. —a registered broker dealer providing investments and mutual funds
- MEMBERS Capital Advisors—a registered investment advisor
- CUNA Mutual Mortgage Corporation—provides mortgage loan origination, purchasing and servicing
- CMG Mortgage Insurance Company—provides private mortgage insurance
- CUNA Mutual Insurance Agency, Inc.—helps distribute insurance and annuity products to meet special needs of customers
Covera provides credit unions nationwide with the debit, credit and ATM solutions they need to serve their members and compete in the marketplace. With more than 25 years of proven success, Covera combines the latest payment platforms and technology with comprehensive value-added services and continuous personal support.
Covera's products include: debit, credit, ATM, prepaid, surcharge-free network and mobile banking solutions. These products are further enhanced by rewards programs, business card programs, value-added services and plastic design. Covera's clients also benefit from a wide range of services, including: card portfolio development, education and training, compliance support, risk management and marketing support.
Every product and service Covera offers is designed to build confidence, convenience, security, revenue and market advantage.
Covera is an Affiliate of the Credit Union Association of New York.
CUC Mortgage Corporation is a full-service mortgage corporation committed to serving credit unions in the greater Northeast. By customizing every aspect of the mortgage program, providing personalized service and applying more than 25 years of experience, CUC Mortgage Corporation empowers credit unions to build competitive mortgage programs that promote growth, increase revenue and fulfill the home ownership dreams of their members.
CUC Mortgage Corporation offers a broad range of mortgage products and services, from origination to servicing of both retained and secondary market sold loans. Rate offerings include: fixed, ARM, mortgage participation, government and affordable programs. Other services include: the full-service, multi-level Excel Program; online application services; title insurance products; and marketing support/materials.
CUC Mortgage Corporation is licensed in New York, New Jersey, Connecticut, New Hampshire, Pennsylvania and Vermont.
UsNet (Universal Sharing Network) has provided credit unions with a gateway to the national shared branching network since 1993. As an owner of CO-OP Shared Branching, UsNet offers participating credit unions and their members access to more than 4,500 CU Service Centers both nationally and internationally.
UsNet's innovative switch technology, Next Generation Network (NGN), offers lower cost, enhanced transaction functionality and greater information capacity, revolutionizing the way credit unions deliver shared branching to their members.
Participating credit unions can act as issuers, allowing their members to conduct transactions at participating stand-alone facilities or at cooperating credit union branches (CU Service Centers); and/or as acquirers, opening their branches to serve as a CU Service Center and conducting transactions for members of other credit unions.
Created by credit unions for credit unions, UsNet is a CUSO owned by New York Credit Unions and the Credit Union Association of New York.
Alloya Corporate FCU is among the largest corporates in the nation, with more than 1,100 credit union member-owners. By offering a variety of financial and correspondent products and services that leverage the power of aggregation, Alloya Corporate FCU enables members to remain competitive in today's market place.
- Correspondent services
- Check processing
- Business member services
- Online account management
Alloya Corporate FCU's wholly owned CUSO, Balance Sheet Solutions, is a leading broker/dealer, investment advisor and ALM risk management consultant to credit unions. Balance Sheet Solutions is a Securities and Exchange Commission (SEC) registered broker-dealer and investment advisor and is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC). To learn more, visit the CUSO's website.
5710 Mineral Point Rd., Madison, WI 53705
CUNA Strategic Services provides credit unions with access to high-quality products, services and technologies—all delivered with a competitive advantage made possible by volume pricing and strategic program development. Through a high-level screening process, rigorous due diligence and comprehensive vendor dialogue, CUNA Strategic Services selects and promotes leading solutions in the areas of compliance, security, growth/retention, operations, technology and lending.
These solutions are delivered by industry leaders like Diebold, Fannie Mae, Freddie Mac, Harland Clarke, TraceSecurity and many others—and all are designed to help credit unions:
- increase operational efficiency;
- generate revenue;
- effectively meet regulatory standards;
- address security concerns; and
- grow and retain membership.
CUNA Strategic Services is jointly owned by Credit Union National Association (CUNA) and the state credit union associations/leagues.
To learn more about becoming a CUNA Strategic Services provider, visit the organization's Provider Center.
2855 E. Guasti Rd., Suite 500, Ontario, CA 91761
Bob Nealon, Northeast Regional Director
Established in 1994, CU Direct Corporation is the credit union industry's foremost provider of leading lending solutions. Through several exclusive, credit-union building brands, CU Direct Corporation offers a diverse, extensive library of products and services designed to help credit unions advance their lending programs and achieve overall portfolio success.
CU Direct Corporation's brands include:
- Lending 360, highly configurable account opening solutions with a loan origination system;
- Lending Insights, robust analytical solutions that provide consulting and a lending portfolio management system;
- CUDL: flexible vehicle lending solutions that include the pre-eminent point-of-purchase platform and vehicle-shopping program; and
- CUDL Retail: point-of-purchase lending solutions that build member and business relationships.
38695 Seven Mile Rd, Suite 200, Livonia, MI 48152
(734) 793-1530 or (800) 262-6285
CU Solutions Group serves the credit union industry nationwide by offering essential solutions in four key areas: marketing, technology, membership enhancements and performance management.
Membership enhancement program Invest in America was created by CU Solutions Group to achieve two goals: help credit union members save, and assist credit unions in aligning their core products and services with exclusive offers from trusted U.S.-based partners like GM, Sprint, Dell, DIRECTV, ShopAmerica, TurboTax and others.
Additional CU Solutions Group offerings include:
- Technology solutions for websites, new media and compliance support
- Performance management solutions
- Compensation management solutions
- Compliance solutions
- HR consulting services
- Staff recruiting solutions
- Management training
- Strategic services and consulting
Formed from the combination of CU Village and HRN Management Group, CU Solutions Group is owned by investors made up of associations/leagues, credit unions and credit union system organizations (CUSOs). The company has offices in Michigan, Utah, California and Kansas, as well as nationwide business consultants.
1001 Connecticut Ave. NW, 10th floor, Washington, D.C. 20036
Jim Holt, Vice President, Sales Operations
Credit Union (CU) Student Choice is a credit union service organization (CUSO) founded in 2008 by several of the nation's leading credit unions and CUSOs. CU Student Choice positions credit unions as leaders in education financing by redefining value for student borrowers and helping credit unions connect with young adults.
The CU Student Choice network enables credit unions of all asset sizes and fields of membership to make private student loans that may be held on their own balance sheet, thereby allowing them to recognize the long‐term economic return of the loan relationship. With CU Student Choice's turnkey solution, credit unions can grow and diversify their loan portfolios, build lifelong relationships with young adults and achieve optimum portfolio performance.
The CUSO also helps credit unions by managing many of the challenges and risks commonly associated with student lending.
www.digitalbenefitadvisors.com 400 Galleria Parkway, Ste. 300, Atlanta, GA 30339
Dale Keener, Regional Sales Advisor
Digital Insurance is the largest, most technologically advanced employee benefits-only agency in the U.S. Its largest division, Digital Benefit Advisors (DBA), is a national network of experienced, local market experts who deliver expanded offerings to businesses and organizations. DBA began serving credit unions in June 2013 when it acquired CUNA Mutual Group’s Employee Benefits book of business along with key representatives. Credit unions and their employees served by DBA receive access to a broad variety of carriers, dynamic tools and proprietary products, as well as support to effectively navigate the complexities of health care reform.
Among the advantages DBA offers:
- Senior-level advisors who understand the local landscape
- Solutions to gain control of long-term benefits and risk management strategies
- Customer Care Advocates available to advise by phone and online
- Digital Benefits Marketplace (DBM), a private benefits exchange
- All the elements required to transform the benefits experience for credit unions and their employees
Digital Benefit Advisors free informational webinar
Learn more about one of the Association's newest Strategic Partners, Digital Benefit Advisors, during this free informational webinar. A division of Digital Insurance, Digital Benefit Advisors provides expanded employee benefits offerings to credit unions and other organizations.
Digital Compliance serves credit unions in the complex vendor management eco-system with its premier solution, Venminder. The online vendor management tool features modules for contract management, document acquisition, exam preparation and risk assessment. Launched in early 2013, Venminder is currently utilized by more than 1,000 users from financial institutions, vendors, consultant firms and regulatory agencies. With Venminder, credit unions can meet all regulatory and business management requirements.
7033 E Greenway Parkway, Suite 280, Scottsdale AZ, 85260
Jim McCabe, Senior VP of Identity Theft Services
Vero LLC is a provider of identity theft solutions to credit unions and their members. Vero’s product solutions are among the highest non-interest income producing services in the industry because of their high-value, low-cost proposition.
Featured Program: IDProSelect
IDProSelect protects credit unions from data breaches and credit union members from all types of identity theft and fraud events, including medical, financial, tax, credit card and social security fraud. IDProSelect’s fully managed identity theft recovery service gives members and credit union employees the ultimate safety net to avoid the nightmare of fixing an ID theft event…because the program does it for them!
IDProSelect also helps credit unions address compliance with state data breach regulations, as well as the federal Red Flag Rules enforced by the FTC and the SEC. To ensure the program is a success with each credit union and its members, IDProSelect features full implementation, training and marketing support.
To learn more about how other credit unions have successfully implemented IDProSelect, view the following case study videos:
Vero is also pleased to offer VBiz, a small business identity theft program.
Vero Informational Webinar - Preparedness for Date Breach Events
What data breach events could occur inside or outside the walls of your credit union, and how would they impact your operations? What steps can you take today to help your credit union and your members mitigate the effects of data breaches and/or ID theft events?
Get the answers to these critical questions during a webinar hosted by Vero, a leader in ID solutions and one of the Association's newest strategic partners.