Webinar: Loan Origination in the Current Regulatory Environment: Improving Compliance, Costs & Turnaround Times
Webinar: RESPA Essentials & Overview
Webinar: Creating a Social Media Policy & Strategy That Everyone Can "Like"
Webinar: Essential HR Recordkeeping from Hiring to Firing
HR recordkeeping is an important topic for a company of any size. Without appropriate records, credit unions are less likely to pass government agency audits and less likely to prevail in lawsuits. This webinar will explain the ins and outs of recordkeeping and will help attendees ensure they are meeting federal and state requirements.
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Webinar: What is That Personal Tax Return Telling Me? Part 2: Schedules E & F
A borrower's tax return doesn't show cash flow; it shows the IRS a taxpayer's taxable income and allowable deductions, which are often different from cash flow. However, it is possible to unscramble the tax incomes, find the positive cash flows, remove the phantom expenses and replace them with negative cash flows.
Webinar: The ALLL in Troubled Debt & Foreclosed Asset Restructuring
The financial crisis of 2008 brought about many accounting and financial reporting implications related to allowance for loan and lease losses (ALLL), troubled debt restructurings (TDRs) and foreclosed assets. Many credit unions had to become familiar with applicable standards and monitor evolving accounting developments as credit quality declined.
Webinar: Expanding Your Required IT Risk Assessment Program
Risk management is an important part of protecting members' financial information and is vital to successful IT examinations. However, risk assessments have proven difficult to sustain, and examiners now have expanded risk assessment requirements.
Webinar: Opening Accounts for Minors: Compliance, Ownership & Access Issues
Misconceptions about minor accounts may cause confusion and unequal treatment. Although account ownership is dictated by state law, some common areas should be understood by all credit unions that offer accounts to minors. Can Uniform Transfers to Minors Act (UTMA) funds be paid directly to minors at age 21? How old does a minor have to be to open an account? When can a minor have a debit card?
Webinar: Construction to Permanent Lending Under the New CFPB Mortgage Rules
For many years, construction/permanent lending was the primary vehicle for construction lending. However, new CFPB rules can make construction/permanent lending problematic. The best way to avoid regulatory problems and improve profitability is to have two separate closings: construction-only followed by permanent financing.
Webinar: Imaged Documents: What to Keep, What to Destroy, What Holds Up in Court
Imaged documents are prevalent on both the deposit and the loan sides of the credit union industry. Every day, credit unions process numerous imaged deposit records and handle numerous imaged credit files. Image technology can make transactions more convenient, but it can also complicate matters. Not all imaged documents are treated the same under the law.