Webinar: Legal Update - Loans: 2012 in Review

Start: 3:00 pm
End: 4:30 pm
Event Days: 11/28/2012 - 11/28/2012

In 2012, there have been many changes and proposed changes in the law and regulations regarding loans. Have you overlooked any of the important lending issues? This webinar will review changes that will affect your credit union's loan operations.

About This Session:

This webinar will address the following:

  • Update on the Consumer Financial Protection Bureau and its hot buttons
  • Mortgage origination examination procedures published by the CFPB in January 2012
  • New guidance regarding compensation of mortgage loan officers (sharing of credit union's profits, 401(k), etc.)
  • New Reg Z rules on prompt crediting of loan payments
  • Issues raised by examiners when loan payments come due on the weekend
  • Issues raised by examiners when modification or extension of mortgage loan triggers higher-priced mortgage-loan rules
  • Review of new federal bankruptcy rules and forms that became effective December 2011, including the new Proof of Claim, Mortgage Proof of Claim Attachment, Notice of Mortgage Payment Change, and Notice of Postpetition Mortgage Fees, Expenses and Charges